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Best Life Insurance Companies for 2017

The best life insurance companies typically offer unparalleled financial strength and a few key policy provisions including disability protection and end-of-life care. In order to make sure you’re getting the best life insurance, you’ll need to shop around and compare rates. Luckily, we’ve put together a handy quotes tool to help take some of the heavy lifting out of the shopping process. The Simple Dollar’s Top Picks for Best Life Insurance Best Overall:  TIAA Life Most Customizable:  New York Life Honorable Mentions:  Amica Life, Transamerica, Lincoln Financial, State Farm Something else that’s important to grasp right from the get go:  You should only buy life insurance if you actually need it. I don’t need life insurance right now, but I’m going to need it soon: I don’t have any dependents and, as depressing as it is, if I were to die, everyone would be OK, financially. But, I’m looking into the future — one that’s full of kids — which means life insurance is also in th

Best Health Insurance Companies in 2017

There are so many moving parts when it comes to picking the best health insurance that it’s hard to know where to turn. However, one thing to keep in mind when you’re building a list of health insurance companies is your desired level of coverage: What do you need covered and what’s your budget? In order to help you find the top health insurance companies in your area, we’ve put together this tool. Because there is no “best” health insurance company for everyone, I’ll instead focus on finding the best provider and plan for you. I’ll discuss how geography affects your choice of health insurance and briefly mention companies that have a good reputation for customer satisfaction. I’ll also cover how different types of health plans operate, what major medical plans must include, and special considerations that may apply when you’re shopping. How Geography Affects Your Health Insurance Choices The reality of the U.S. health insurance industry means you may not have much latitude to