Cheapest Auto Insurance Rates in Georgia (2017)

We recently analyzed car insurance rates in the state of Georgia to provide readers information about which companies and cities are the cheapest for GA drivers. The lowest average yearly premium cost we saw in the Peach State was $1,200. However, drivers can pay significantly more for autp insurance depending on where they live and who they decide to insure with. We recommend our readers compare quotes from multiple auto insurance companies so that they can find the cheapest rates for their unique driving profile. If you’re ready to begin your search for the best quotes today, enter your ZIP code above to get started! Georgia is filled with varied terrain, from the coastal beaches to farmland and mountains—regardless of where you live in the state, it’s important to compare rates to find the best option. Read on to learn more about our Georgia findings.

CONTENTS

• Cheapest Auto Insurance in Georgia
• Cheapest Car Insurance in Georgia by City

Cheapest Auto Insurance in Georgia

Looking at the average monthly insurance premium payments reported by EverQuote users in GA, we found the 28 cheapest car insurance carriers, ranked from lowest in price to highest. In order to make sure we had a fair comparison, we looked at the Georgia driver profile of a single male driver with a clean driving record, looking to insure a single full-size or mid-size vehicle.

Rank	Car Insurance Carrier	Average Yearly Cost	Average Monthly Payment
1	21st Century Insurance	$1,200	$100
2	AAA / Auto Club	$1,218	$102
3	Farm Bureau	$1,368	$114
4	Auto Owners	$1,380	$115
5	Travelers	$1,428	$119
6	USAA	$1,524	$127
7	Nationwide	$1,560	$130
8	State Farm	$1,620	$135
	State Average	$1,620	$135

Across the vast state of Georgia, we saw that the cheapest average yearly cost of car insurance was $1,200 at 21st Century Insurance. Other low-cost options include AAA and Farm Bureau. Average rates in Georgia can vary by $1,000 depending on which auto insurance provider you are insured by.

Cheapest Car Insurance in Georgia by City}

EverQuote also looked at many locations in Georgia to compare reported rates for the same driver profile (a single male with a good driving record insuring one full-size or mid-size vehicle). Average yearly costs and average monthly payments varied greatly by city. For example, Stone Mountain had an average monthly payment of $159 while Valdosta—a city home to three National Register Historic Districts—has an median monthly payment of just over $100.

Rank	CA City	Average Yearly Cost	Average Monthly Payment
1	Cumming	$1,224	$102
2	Rome	$1,308	$109
3	Buford	$1,320	$110
4	Valdosta	$1,320	$110
5	Columbus	$1,356	$113
6	Hampton	$1,368	$114
7	Griffin	$1,404	$117
8	Dallas	$1,404	$117
9	Newnan	$1,404	$117
10	Warner Robins	$1,404	$117
11	Woodstock	$1,428	$119
12	Smyrna	$1,470	$123
13	Kennesaw	$1,488	$124
14	Alpharetta	$1,500	$125
15	Mableton	$1,500	$125
16	Carrollton	$1,506	$126
17	Albany	$1,530	$128
18	Gainesville	$1,536	$128
19	Athens	$1,548	$129
20	Covington	$1,554	$130
21	Ellenwood	$1,560	$130
22	Douglasville	$1,560	$130
23	Duluth	$1,590	$133
24	Norcross	$1,596	$133
25	Austell	$1,596	$133
26	Lilburn	$1,602	$134
27	Union City	$1,602	$134
28	Lagrange	$1,614	$135
29	Acworth	$1,620	$135
	State Average	$1,620	$135
30	Augusta	$1,632	$136
31	Roswell	$1,644	$137
32	Snellville	$1,668	$139
33	Stockbridge	$1,680	$140
34	Jonesboro	$1,680	$140
35	Atlanta	$1,680	$140
36	Decatur	$1,680	$140
37	Lawrenceville	$1,680	$140
38	Marietta	$1,704	$142
39	Savannah	$1,704	$142
40	Conyers	$1,716	$143
41	Riverdale	$1,716	$143
42	Macon	$1,740	$145
43	McDonough	$1,788	$149
44	Lithonia	$1,788	$149
45	Powder Springs	$1,812	$151
46	Forest Park	$1,824	$152
47	Morrow	$1,848	$154
48	Stone Mountain	$1,902	$159